We can help recommend and arrange the most suitable protection for you whether you are looking at protection for your family, your business or to protect your mortgage or any other debts.
In the event of Death most people would want to know their families are financially secure especially if they have children. Also knowing that the property doesn’t have to be sold to achieve this.
Critical illness cover – this will pay out on diagnosis of a specified critical illness.
Your mortgage is usually the largest debt held by most families! So it makes sense to insure that in the event of death of either partner or a critical illness then this debt is cleared.
Income Protection Insurance pays out a regular tax-free income if you become unable to work because of accident or sickness.
It could help you keep up with your mortgage repayments and other living costs until you’re able to return to work.
Policies have a waiting period before they pay out, which begins when you become unable to work. The longer the period chosen, the lower your premium. It’s a good idea to find out what your employer would pay you, and what state benefits might be available so you can choose an appropriate waiting period.
The premium you’ll pay will vary depending on your age, health and the level of income you wish to protect.